In this Privacy Policy, we refer to “you”. “You” may refer to visitors of our website, or users of one or more of our Services. We will do our best to clarify whom we are referring to at various points throughout this Privacy Policy. This policy does not apply to third-party websites, products, or services, even if they are linked to our Services, and you should carefully review the privacy practices of those third parties. If you do not agree with the practices described in this Privacy Policy, you should immediately stop using our Services and delete cookies from your computer after leaving our website.
1. Introduction
The data we collect depends on how you use our Services. We receive data directly, such as when you create an account. In addition, we receive data by recording interactions with our Services, for example, through technologies like cookies and web beacons. Collecting and using data from various sources is essential for the development of our Services and helps secure them. Data is crucial in helping us improve our services for you and reduce the risk of criminal activity.
2. Data We Collect
- Personal Data. Data that identifies, or can reasonably be used to identify you as an individual. We use several methods to collect Personal Data. For example, we collect your Personal Data when you create an account.
The Personal Data we may collect includes: - Contact details, such as name, mailing address, phone number, and email address;
- Other Personal Data, such as date of birth and government-issued identification.
- Other Data. Data that is not Personal Data. We use several methods to collect Other Data. We collect Other Data from various sources. One of our sources of Other Data is cookies and other technologies that record data related to the use of our site.
The Other Data we may collect includes: - Browser and device data, such as IP address, device type, operating system and browser type, screen resolution, name and version of the operating system, device manufacturer and model, language, plug-ins, add-ons, and the version of the Services you use;
- Transaction data, such as purchases, purchase amounts, purchase dates, and payment methods; and
- Cookies and tracking technology data, such as time spent on the Services, pages visited, language preferences, and other anonymous traffic data;
(Personal Data and Other Data are collectively referred to as “Data”)
3. Payment Data
We may collect other data necessary to process your payment if you choose to make a purchase, such as your payment instrument number and the security code associated with your payment instrument. All payment data is handled and stored by Xendit. You can find the link to their privacy policy here:
https://www.xendit.co/id/privacy-policy/.4. How We Use Your Data
We use Personal Data to provide the Services; detect and prevent fraud, mitigate financial loss or other harm to Users, Customers, and QRCBN itself; and also to promote, analyze, and improve our products, systems, and services.
5. How We Share Your Data
We do not sell or rent your Data to anyone, except in the following cases:
- Authorized Third Parties. We share Data with parties who are directly authorized by the User to receive the Data, such as when the User makes a purchase, in which case they will automatically be redirected to a third party, in this case "Xendit". The use of Data by authorized third parties is subject to their own privacy policies;
- Third Parties. We will share Data with third parties (on a need-to-know basis) in the event of a reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our business, assets, or stock (including in connection with bankruptcy or similar proceedings); and
- For Security, Legal, and Law Enforcement Purposes. We use and share Data as we believe necessary: (i) under applicable law; (ii) to enforce our terms and conditions; (iii) to protect the rights, privacy, safety, or property of ourselves and/or our affiliates, you, or others; and (iv) to respond to requests from courts, law enforcement, regulatory officials, and any other public and governmental authorities, which may include authorities outside your country of residence.
6. Security
We store all data in an encrypted database. Access rights are limited only to authorized personnel. Unfortunately, no transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of your account has been compromised), please stop using our Services immediately and contact us.
7. Storage Period
We will retain Personal Data for the period necessary to fulfill the Data Processing Purpose, unless a longer period is required or permitted by applicable laws and regulations (up to 10 (ten) years according to the applicable laws), or when you submit a written request to us to delete and destroy your Data. Your written request constitutes your acknowledgment that you will not hold us responsible if we are unable to fulfill your Service request. In any case, we guarantee that the Data we destroy will no longer be usable for any purpose.
8. Consent
By accepting the Privacy Policy, you acknowledge that you have read and understood this Privacy Policy and agree to all its terms. In particular, you understand and agree that we collect, use, share, store, and process your Personal Data in accordance with this Privacy Policy.
If you have any questions regarding the privacy policy, or have any suggestions, please contact us at
help@qrcbn.com.